You may be sitting on more usable equity than you think — money toward your next property, a renovation, or clearing high-interest debt, without touching your savings. Slide your two numbers and watch it appear.
ⓘAn indicative estimate only — general information that does not take into account your objectives, financial situation or needs. The figure shown is an LVR-based ceiling, not an amount you're approved or able to borrow: what you can actually access depends on your income, expenses, credit history, the lender's policy and a current valuation, and is subject to lender assessment. It is not a loan approval, pre-approval, financial advice or a credit offer — your broker will confirm the real figures.
Your property is worth
$
$0$10m
You still owe on it
$
$0$5m
How much could you borrow against it?
Lenders typically lend to 80% of value without LMI, or up to ~90% with it.
What would you use it for?
Usable equity available
$0
Slide your numbers to begin.
You still oweUsable equityYou keep
Potential purchasing power
—
as a ~20% deposit + costs on your next property
Reveal what you could unlock
Enter your details to see your usable equity — and a specialist will confirm your real numbers.
By continuing you consent to a mortgage specialist contacting you about your enquiry. We handle your details under our privacy policy and never sell them.
Can you actually access this equity?
How much you can unlock comes down to your income and the lender. Take the next step and a specialist will confirm your real numbers — and the smartest way to use them.
Find out what you can unlock
Pop in your details and a specialist will confirm exactly what you can access.
By continuing you consent to a mortgage specialist contacting you about your enquiry. We handle your details under our privacy policy and never sell them.
Almost there
A few quick numbers let us confirm exactly what you'd qualify to unlock.
$
Your income and household details are used only to refine this estimate and by a mortgage specialist contacting you about your enquiry. We handle them under our privacy policy and never sell them.